The number one question renters must ask themselves: what are the chances your apartment will have a break-in? Flood? Explode? Chances aren't likely, but when you're looking into rental insurance, you're betting that something terrible will happen to your home. When you move into an apartment for rent, (found on PadMapper, naturally) every insurance broker in the country will try to tell you that you are absolutely, positively, a moron if you don't have rental insurance. They use taglines like "Even renters are owners," and "Own piece of mind with renters insurance." But what does it really protect you from? Many of the top insurers focus on selling Personal Property Protection, which covers the loss or damage of personal belongings like televisions, furniture, computers, clothing and jewelry. You might use this insurance if you weren't paying attention to our crime map overlay and some joker broke into your apartment and swiped your MacBook Pro, or if you accidentally flushed … [Read more...] about Rental Insurance for Apartments – Do All Renters Really Need It?
So you've used PadMapper to find your dream rental: 1 bedroom, 1 bath, affordable, in a neighborhood you've always wanted to move to. Great! But before you go blindly signing the lease in a fit of joy, you will want to jump through that last hoop; The inspection. It can't be stressed enough how important it is to first inspect your future house/apartment/condo before signing the lease. This is important not only in determining if you truly want to live there, but also in covering yourself so you are not charged with a slew of expenses upon moving out. Here are a couple things to always look for: Mold Mold is a curious thing. On one hand, it's one of the reasons why we have delectable cheese. On the other hand, it can kill you, or at least make you feel very sick. Worst yet, it's really good at hiding in places that you rarely check, until one day you move a piece of furniture only to discover a black carpet of death. A lot of mold will grow along windows and tiling, and a … [Read more...] about The Inspection, or How To Not Kick Yourself After Signing a Lease
The problem with finding free moving boxes is not figuring out if they exist – they do. The problem with finding free moving boxes is that by the time you think to do it, it's two days before The Big Move and you're so desperate for packing materials that you end up spending 60 bucks on a Multi-Room Super Storage Pak from the local Save'n'Store. Don't worry. Your wallet can stay full on your quest for free moving boxes. But you've been warned: as soon as you start looking online for apartments for rent (with PadMapper, of course), you should also start looking for boxes. Place to look: Craigslist The ultimate free stuff resource. Go to your community's Craigslist, click [For Sale], search for [moving boxes] in [free stuff] and you'll have access to enough free moving boxes to build a castle of cardboard in your new backyard. There are several other online resources for free (or really, really cheap) moving boxes: Freecycle.org: sign up for your community … [Read more...] about How to Find Free Moving Boxes